Harbour Capital Blog

Techniques for Conserving Capital for New Businesses

Whether you are in the beginning stages of opening your business or if you have been open for several months you quickly realize as a small business owner that the most important thing driving your business growth model is access to capital.  Many small business owners (SBO’s) access the equity in their homes, obtain capital…

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How Those “Low” Bank Rates Can Cost Your Business

I’m sure you are asking “what do we mean?” Simply put, there are a lot of things buried in the fine print on a bank loan that many business owners may not realize. The low rate is always attractive at first glance, but when you start to dig in you may find some potentially unexpected…

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Did the bank decline your business loan?

One of the more common problems heard from business owners today is that their application for financing has been denied, and their open credit lines have been reduced or even eliminated.  Business loans under $1 million fell 13 percent between June 2007 and June 2011.  Many business loans that would have been approved prior to…

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The Replacement Clock for your Equipment is Ticking…..

  In the middle of the last decade, just before the financial crisis, there was a major surge in equipment financing. Since that time, many companies (the ones that survived) have slashed payrolls and delayed capital expenditures due to economic conditions and general uncertainty. Even with the recovery gaining some momentum, many companies still remain…

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Why Do Companies Lease Equipment?

There are many reasons why companies lease equipment. Equipment leasing provides flexibility and protection against technological obsolescence. Leasing allows a company to better match cash outflow with revenue production through the use of equipment. Leasing conserves valuable working capital and bank lines. Equipment leasing is efficient, convenient, and allows for 100% financing. Top Ten Reasons…

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Business Cash Loans

BUSINESS CASH LOANS Auto Repair Shops ▪ Bars & Nightclubs ▪ Dentists ▪ Beauty Shops ▪ Franchises ▪ Grocery Stores ▪ Medical Clinics ▪ Hotel/Motels ▪ Restaurants ▪ Retail Stores & More! Call Harbour Capital (877) 836-6287 NOW for Expert Advice! You have nothing to lose… except money in your pocket. It’s a competitive market…

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90 Day No Pay

Your business needs equipment to generate revenue. When you add, update or replace your existing equipment with newer and more technologically advanced machinery, you increase productivity and profitability. You surpass the competition. Your return on investment is an increase in your businesses’ income. Just as it takes money to make money, it takes money to…

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Dairy Queen Financing

Dairy Queen Modernization Financing: ADQ has teamed up with Harbour Capital, a national franchise lender, to deliver a quick and easy finance options for both multi-unit and single-unit operators who are upgrading equipment, re-imaging stores, and building new locations.  Applying for financing with Harbour Capital has never been easier.  Whether you apply online or over…

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Don’t Let Slow Winter Months Run Down Your Credit

Business Credit In the current economic situation, having good credit is a key factor in the ability to expand your small business.  But did you know that not only is your personal credit important, your business credit is critical to your success as well?  Now more than ever it is imperative for owners to demonstrate…

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Did you Know? Section 179

Did you know?  Did you know Harbour Capital is one of the leading equipment finance companies in the nation?  Did you know that by purchasing or leasing  equipment before Jan 1st 2012 could potentially lower your taxable income?  It could save you and your business from having make a huge tax payment to the IRS…

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